By using http://localhost:3000 you agree to these terms. If you do not agree with them, do not use the site.
Information only — not advice
RateIntelUSA publishes general information about publicly available financial products. It is not investment, tax, legal or financial advice, and no relationship of adviser and client is created by your use of it. We do not know your circumstances and nothing here is tailored to them. Decisions about your money are yours; consider taking professional advice before making significant ones.
Accuracy
We work hard to keep rate data correct and document how on the methodology page, but we do not warrant that anything on this site is accurate, complete or current. Rates change constantly and institutions can withdraw offers without notice. Advertised rates commonly depend on balance tiers, direct deposit, relationship status or state of residence in ways a comparison table cannot fully capture.
Always confirm terms directly with the institution before opening an account or applying for a loan. The disclosure the institution gives you at application is what governs — not this site.
Permitted use
You may read, print and share pages for your own personal, non-commercial use. You may not:
- scrape, harvest or systematically extract data from the site by automated means;
- republish substantial portions of our content or datasets as your own;
- use the site in a way that impairs it for others, including excessive automated load;
- attempt to gain unauthorised access to any part of the site or its systems;
- remove or obscure attribution, disclosures or disclaimers.
For licensing our data, write to hello@rateintelusa.com.
Intellectual property
Content, design, compiled datasets and software on this site belong to RateIntelUSA or its licensors. Institution names, logos and product names are the property of their respective owners and are used for identification only; their appearance here does not imply endorsement in either direction.
Third-party links
Links to banks, issuers and lenders lead to sites we do not control and are not responsible for. Some are affiliate links — see the advertiser disclosure. Your dealings with any third party are entirely between you and them.
Disclaimer of warranties
The site is provided “as is” and “as available”, without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the site will be uninterrupted or error-free.
Limitation of liability
To the fullest extent permitted by law, RateIntelUSA is not liable for any indirect, incidental, special, consequential or punitive damages, or any loss of profits, savings or data, arising from your use of the site or reliance on anything published here — including losses arising from a rate, fee or term shown incorrectly. Some jurisdictions do not allow these exclusions, in which case they apply to the extent permitted.
Indemnity
You agree to indemnify RateIntelUSA against claims arising from your misuse of the site or breach of these terms.
Changes and termination
We may change these terms, and may change, suspend or discontinue any part of the site, at any time. Continued use after a change means you accept it. The review date at the foot of this page shows when it was last revised.
Governing law
These terms are governed by the laws of the United States and of the state in which RateIntelUSA is established, without regard to conflict-of-laws rules.
Contact
Questions about these terms: hello@rateintelusa.com. See also our privacy policy.
Last reviewed August 2026.